here's the loan program-but the premiums might still be tough to come by-hell maybe they ought to let the schools pay the premiums
"Premiums for such policies are costly -- $20,000 to $30,000 a year for the high-end coverage, $5,000 to $8,000 on the low end. To pay for it, the NCAA offers a loan program at 1½ percent above prime, although balances must be repaid regardless of when a player gets drafted -- or if drafted at all. Any player with remaining college eligibility can participate in the program, though most wait until after their sophomore seasons, Sheely said."
http://www.al.com/sports/index.ssf/2010 ... hands.html