Conference USA West champion: UCF. Sure, it will face some good offenses, but not major-conference good. It’s up to the task.
Conference USA East champion: SMU. Average across the board equals good enough given the competition.
CONFERENCE USA CHAMPIONSHIP GAME: UCF 24, SMU 13
http://www.capperspicks.com/blog/ncaa-football/conference-usa-betting-odds-predictions-2010-210710/